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      "Disaster resilience investment includes investments made in corrective, prospective, reactive, and compensatory DRM actions. This covers expenditures towards disaster and disaster risk prevention (avoidance), mitigation, preparedness, response, recovery, reconstruction, and overall resilience building.  \n\nDisaster resilience investment depends on disaster resilience finance, a notion equivalent to Disaster Risk Finance (DRF). \n\nInvestment comprises expenditures in hard infrastructure as well as in nature-based solutions; the promotion of behavioral change, including the development, enactment and control over laws, norms, and technical standards; and learning and capacity building.\n\nDisaster resilience investment is to date dominated by immediate pre-impact and post-impact response, reconstruction and recovery activities. Numerous mechanisms exist for this including emergency funds, insurance and reinsurance, contingent credits, loans and national budgeting reallocations. Pre-impact corrective and prospective disaster risk reduction and avoidance investments are a very small part of total investment. A permanent but not yet heeded call exists for very much increased disaster risk mitigation and prevention spending. \nAdaptation financing would be an equivalent seen from the angle of climate change investments.  \n\nAs opposed to humanitarian financing sources and competition for these, an increase in disaster risk reduction and adaptation investment must come from alternative sector and territorial sustainable development sources. This requires a far greater involvement of development actors in the DRM theme and the recognition of the social construction of disaster risk, emanating from failed or skewed development processes."
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